Money Matters: Sequence of Return Risk
In this month’s edition of “Money Matters,” Scott explains sequence of return risk and why it is critical to include in your retirement financial planning process.
Read MoreUsing Health Savings Accounts as a Retirement Vehicle
Many investors who are maximizing contributions under their employer-sponsored 401(k) plans and IRAs are seeking additional options for tax-deferred savings. For some, the solution may be available through the type of employer health care plan they participate in and its associated health savings account (“HSA”).
Read MorePension Plans: Choosing a Lump-sum Distribution
There are numerous factors to consider before choosing a pension plan lump-sum distribution. Learn more about the benefits and risks to lump-sum distributions, and the many factors you should consider before choosing a lump-sum distribution.
Read MoreRoad to Retirement: Endowment Spending Policy & Dividend Income
In my years of working directly with clients and in teaching retirement planning to financial professionals, I’ve studied retirement income planning methodologies extensively. Thornburg Investment Management has researched an approach on how to develop an “Endowment Spending Policy” in retirement, and in this webinar, I talk with Andrew Rice, Director of Advisor Solutions at Thornburg, about their findings on how to structure your assets for a successful retirement.
Read MoreMoney Matters: Deciding When to Take Social Security Benefits
In this month’s edition of “Money Matters,” Scott talks about the many factors to consider when making the decision to start taking your earned social security benefits.
Read MoreMoney Matters: Monte Carlo Analysis & Financial Independence
In this month’s edition of “Money Matters,” Scott talks about how planning for financial independence has evolved throughout the years and the advantages of using Monte Carlo analysis to more accurately project your financial independence.
Read MoreOver the Hill? Climbing New Mountains in Retirement
A good retirement plan requires solid financial planning, but your retirement years can feel both fulfilling and rejuvenating when you include your passions, skills, and most valued relationships.
Read MoreAn Engaging Retirement
There's more to retirement planning than numbers. With retirement spanning decades, it makes sense to really put some thought into what form your ideal retirement years will take. Check out these key considerations.
Read MoreHow Safe is The "4% Safe Withdrawal Rule”?
The 4% Rule was an evolution in thinking about retirement income when it was developed, but today, it is ineffective for several reasons. Learn why the 4% Rule is not ideal, as well as investment strategies that can help maximize your retirement savings!
Read MoreTheory vs. Reality: The Retirement Planning Bucket Strategy
In theory, using a bucket strategy for your retirement portfolio might seem like a complete approach to maximizing your retirement funds, but in reality, there’s a huge hole in the bucket strategy that could be draining your retirement savings.
Read More