Be Prepared!

Did you know there is a Bacon Day? Apple Tree Day? Jazz Appreciation Month? National Honey Month? The number and kinds of commemorative days, weeks, and months never ceases to amaze me.

Preparation through education is less costly than learning through tragedy.
— Max Mayfield, Director National Hurricane Center

One month I think is important and wanted to call your attention to is National Preparedness Month. It's in September every year, but the idea behind it is something I think everyone should practice throughout the year.

Sponsored by the Federal Emergency Management Agency (FEMA) and the Department of Homeland Security (DHS), National Preparedness Month encourages all Americans to take a look at strategies for keeping themselves, their households, and their communities prepared and safe during major emergency situations.

As an Eagle Scout, I had the Boy Scout motto of "Be Prepared" drilled into my brain since I was 10-years-old. As I'm sure my family and friends will tell you, I try to incorporate that motto into my life—both personal and professional. While I work to ensure my clients are prepared to weather a financial emergency or market downturn, by taking steps such as having funds they can access in an emergency, adequate insurance coverage, and keeping their liabilities at a reasonable level, I also want to encourage people to be physically prepared for unforeseen emergencies.

We don’t like anticipating disasters. It suggests pessimism, and America is largely a nation of optimists...but we need to talk about it, and we need to plan for it. The very worst thing you can do when confronting a potential disaster is to take the position that it’ll never happen to us.
— Ted Koppel

From time to time, I've gotten some funny looks when I bring up emergency preparedness in new client financial plans, but I don't know who else is reminding people to check their fire extinguishers, stock their first aid kits, keep extra batteries and cash on hand, as well as considering more advanced steps.

I want you to increase your chances of weathering a bad situation. Here are a couple of websites with useful preparedness information. Please take a look and think through how prepared you and your family are for an emergency:

If you have any questions about how you can best prepare for an emergency—financial or otherwise—give me a call or send me an email