Money Matters: Deciding When to Take Social Security Benefits
In this month’s edition of “Money Matters,” Scott talks about the many factors to consider when making the decision to start taking your earned social security benefits.
Read MoreMoney Matters: Monte Carlo Analysis & Financial Independence
In this month’s edition of “Money Matters,” Scott talks about how planning for financial independence has evolved throughout the years and the advantages of using Monte Carlo analysis to more accurately project your financial independence.
Read MoreEverything Looks Terrible: Will the Stock Market Recover?
Poor consumer sentiment should indicate poor stock market returns, right? Everything looks terrible, and there is great knowledge in the wisdom of crowds…or is there? Check out this quantitative data showing the value of maintaining investment discipline, not falling for the madness of crowds, and exploring potential opportunities.
Read MoreInvestment Advice from the Great Depression: Buy Low!
In 1932, at the market’s rock-bottom and from the depths of The Great Depression’s despair, Dean Witter, founder a large brokerage firm (which has since merged with Morgan Stanley), shared with his company some words of wisdom and investment advice about how to manage the worst economic time our country had ever witnessed.
Read MoreMoney Matters: Teaching Kids About Money
In this month’s edition of “Money Matters,” Scott talks about how to teach your kids about money and finances, so they can make sound financial decisions on their own.
Read MoreThe Bears are Back: Investing in a Bear Market
The bears are charging through Wall Street, and stocks are falling! Should we run? No, we DO NOT run from bears—in the wild or in the markets! Learn why investors who stand their ground in bear markets have historically seen success when the bulls return.
Read MoreBraving the Plunge! 2022 Q1 Client Letter
As we completed the worst calendar quarter for bonds in decades, and one that saw many of the recently hot growth and “FAANG” stocks plunge as well, we feel confident in our general portfolio positioning for these three reasons.
Read MoreMoney Matters: Dollar-cost Averaging
In this month’s edition of “Money Matters,” Scott discusses dollar-cost averaging, explaining what it is, why it works, and the instances when it doesn’t work.
Read MoreMoney Matters: The Inverted Bond Yield Curve & Market Returns
In this month’s edition of “Money Matters,” Scott Oeth explains the frequently overlooked bond market, and explains why investors should consider the bond market’s investment opportunities.
Read MoreThe Russian Bear and Your Wealth
How badly will the Russian bear bite the markets? Scott offers a current and historical look at markets during times of war, and discusses the best approaches for a successful financial portfolio.
Read MoreFour Financial Benefits of Stocking up for an Emergency
Keeping your household stocked with essential everyday items, and doing so well ahead of an emergency or shortage, instead of following the average American’s “just in time” shopping system, can make life easier when times are tough.
Read MoreMoney Matters: The Russian Invasion and Financial Uncertainty
In this month’s edition of “Money Matters,” Scott Oeth talks about the Russian invasion of Ukraine and how geopolitical events can affect the U.S. stock market. Scott also discusses what investors should do in times of uncertainty, such as the Russian invasion of Ukraine, to try to keep their financial investments and portfolio on track to meet their financial goals.
Read MoreMoney Matters: Investing During Market Volatility
In this month’s edition of “Money Matters,” Scott Oeth talks about market volatility, and how to invest in a challenging market that is changing course on a seemingly daily basis.
Read MoreClient Updates: 7.12% Savings Bonds / Charitable Giving 2021 Deadlines
As the year comes to a close, I wanted to call your attention to a few time-sensitive year-end financial planning actions, including I Bonds and charitable giving deadlines via a donor advised fund (“DAF”), as well as scam and fraud attempts and emergency preparedness.
Read MoreMoney Matters: The Endowment Effect
In this month’s edition of “Money Matters,” Scott Oeth talks about the endowment effect and why investors who become emotionally attached to their investments can suffer negative financial consequences that may have been avoidable without that emotional attachment in place.
Read MoreMoney Matters: Mind the Gap - Avoiding Costly Human Errors in Investing
In this month’s edition of “Money Matters,” Scott Oeth talks about why many investors trying to outperform and beat typical market returns usually end up falling far short, and how you can avoid becoming one of those investors.
Read MorePlan Ahead and Prepare: Financial Success During Economic Uncertainty
From supply chain breakdowns and inflation preparation, to bond investment strategy and tax law changes, Scott discusses the current financial situation and how to prepare for long-term financial success.
Read MoreMoney Matters: How to Buy Peace of Mind and Beat Inflation With Everyday Goods
In this month’s edition of “Money Matters,” Scott Oeth talks about how to plan for emergencies—both in your pocketbook and your pantry. Learn more about how you can prepare early and help set your mind at ease if times get tough.
Read MoreMarket Volatility: Courage! We've Been Here Before
In November 1974, Jim Fullerton, chairman of The Capital Group Companies, Inc., delivered a speech to his investment firm about the market crisis they were facing: COURAGE! He reassured his audience that investors faced harsh conditions repeatedly throughout history. He then encouraged a forward-looking view because markets had always recovered from past crises. It’s a timeless speech we need to remember as we face market volatility.
Read MoreMoney Matters: How to Control Impulse Purchases
In this month’s edition of “Money Matters,” Scott talks about impulse purchases: why people succumb to impulse purchases, how to control impulse purchases, and how to avoid spending too much money on impulse purchases.
Read More