What assets can we buy to hedge against rising prices? How do we add diversification in portfolios from stock and bond investments? With hybrid work and rising interest rates putting pressure on commercial real estate, what is the outlook for this asset class? How do we add quality real estate exposure?
Michelle Butler, SVP of Cohen & Steers and I discuss these timely topics.
Read MoreJay Lisowski, CFA, SVP at First Eagle Investments and I discuss First Eagle’s investment approach, including their attempts to deliver diversification from the masses and protect investment value with their “margin of safety” approach. We also covered banking, interest rates, inflation, and geopolitical factors, as well as First Eagle’s unique security selection and portfolio construction techniques, including their core tenant to invest with a margin of safety.
Read MoreIn this month’s edition of “Money Matters,” Scott talks about healthcare costs in retirement, health savings accounts (HSAs), extended care insurance, and other health-related costs that commonly occur in the golden years. He offers financial strategies designed to prepare for such costs, so your retirement savings aren’t hurt by unexpected healthcare costs.
Read MoreMany investors who are maximizing contributions under their employer-sponsored 401(k) plans and IRAs are seeking additional options for tax-deferred savings. For some, the solution may be available through the type of employer health care plan they participate in and its associated health savings account (“HSA”).
Read MoreAs an important tax-management tool, net unrealized appreciation (“NUA”) should not be overlooked by those who want to manage their distributions tax-efficiently. The requirements to qualify for NUA special tax treatment are many and intricate, so it’s important to consult with tax and financial advisors before executing this option.
Read MoreThe great bank collapse of ‘23 has generated an avalanche of analysis, forecasts, and finger-pointing, but very little on how we should react and what we should do about it. Here’s a quick recap of the financial factors that led to the bank fall (and how I worked to protect my clients from that fall), how to avoid self-sabotage during times of financial crisis, and action steps to consider to help solidify your financial portfolio.
Read MoreOur financial wealth strategy team covers the many new tax law changes and financial planning opportunities in the recent 2023 Secure 2.0 tax bill. Learn more about these changes, as well as how we will evaluate individual financial planning opportunities around this Secure 2.0 bill over the course of the year.
Read MoreSimilar to baking a cake, taking the shortest route to the office, or packing for vacation, there are strategies and a process to family philanthropic efforts that will help maximize your results. The National Center for Family Philanthropy created a toolkit to help you learn more about these tried and trusted processes and management strategies that can set up your family for success for generations to come.
Read MoreAs expected during a broad bear market, portfolio strategies everywhere bent under the strain, but of critical importance, our portfolios and financial plans did not break! Learn about the wealth strategies we used to protect financial portfolios in a bear market.
Read MoreEmployer retirement plans with in-service distributions can be complex. You may find that an in-service/non-hardship distribution and rollover could provide access to more investment options, risk management strategies, and diversification approaches. Plus, you may gain access to a wider variety of guaranteed retirement income options. Learn more about how to approach your retirement plan and the options available to you.
Read MoreNQDC plans, sometimes also called employer deferred compensation plans (EDCP), can offer incredible compensation potential for executives. Learn how NQDC plans are defined, who qualifies for them, and how NQDC plans work.
Read MoreBucket portfolios are aimed at providing spending resources during investors’ decumulation periods, usually in retirement. However, an even bigger advantage to bucket portfolios is their potential to be quite effective in helping investors avoid panicked selling during market downturns.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses stock dividends and the tax implications of the recently passed Secure Act 2.0.
Read MoreThere are numerous factors to consider before choosing a pension plan lump-sum distribution. Learn more about the benefits and risks to lump-sum distributions, and the many factors you should consider before choosing a lump-sum distribution.
Read MoreEquity compensation plans can offer potential financial benefit, but they are complex—especially when combined with your unique financial situation and goals. Learn more about how you can maximize equity compensation plans from pre-IPO companies.
Read MoreEquity compensation plans can offer potential financial benefit, but they are complex—especially when combined with your unique financial situation and goals. Learn more about how you can maximize equity compensation plans from publicly held companies.
Read MoreIn my years of working directly with clients and in teaching retirement planning to financial professionals, I’ve studied retirement income planning methodologies extensively. Thornburg Investment Management has researched an approach on how to develop an “Endowment Spending Policy” in retirement, and in this webinar, I talk with Andrew Rice, Director of Advisor Solutions at Thornburg, about their findings on how to structure your assets for a successful retirement.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses why investors should not rely on so-called “expert” financial forecasts from anyone. He explains some financial strategies for long-term financial planning to help individuals achieve their financial goals without depending on what might happen in the market.
Read MoreScott Oeth, CFP®, and Leslie Geller, JD, LLM and Sr. Wealth Strategist at Capital Group, discuss family limited partnerships, a niche, but powerful, advanced financial planning technique.
Read MoreJason Bolstad, Plan Design Consultant with Tax Sheltered Consultants, joined me to discuss how cash balance pension plans can provide a super tax shelter and rapid wealth accumulation for certain business owners.
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